End of the Year Budgeting

I think almost all of us feel the budget stresses of this time of year. I think we should really think before we speak. Sure we all love our family and friends, but some time maybe we need really think before we commit ourselves to certain things, i.e. presents, friend and visits. These stresses can cause some people to take there lives. Think about it, if you visited Aunt Jane last month, do you really need to make another visit, perhaps within a month's time.

I suggest we be careful with our commitments. Maybe we should think about our budget first. But, I sometime get caught up in the moment and have made many commitments in the years pass that I should have definitely thought about first. If we set a budget for this time of year and try to stick to it maybe we will do a little better financially. Commitments are a serious thing. We all try to honor our word even if it means we may suffer a little down the line.

Once you have made a commitment, don't give up on your budget. Don't say well i might as well go crazy now. We still need to maintain some kind of control. We can still be reasonable but practical. I am not saying to be cheap, but to get the best for your money. Shop around if you have too. I remember hearing a lady saying she has to feel like she is getting a bargain. This can make the whole experience more fun; looking for the sales.

Lastly, try to have fun, it not about money, presents or visits. Some time it is just about being alive to see about day. It is fun also fun to visiting friends and family and sometime sharing a good meal and tell old stories. The point is to enjoy yourself, that's the main message I want to leave with you.